Casinos Accepting Western Union

Have you heard this:

The Fastest Way to Send Money Worldwide

That’s Western Union’s slogan. And it’s true in most cases.

But not for casino players.

The fastest way for Americans to fund their online casino accounts is using their Visa, American Express or MasterCard. Start to finish the process should only take 5-10 minutes.

Compare that to 1-2+ hour wait time with Western Union, and you quickly see that it’s not even a competition.

That being said… sometimes using plastic isn’t an option. Maybe the casino doesn’t take a specific brand (American Express), or perhaps your bank declined to process your deposit.

In these cases Western Union is the next best thing. It may not be the fastest option, but it sure isn’t the slowest either. And what it doesn’t have in speed, it makes up for it in anonymity.

We recommend Western Union as a deposit option. You’ll find our picks for the top sites that accept it below.

Further below you can learn more about Western Union, and how to use it to fund your online gaming exploits.

American Express Casinos

Who is Western Union?

Western Union is a multibillion dollar company that specializes in various financial services. They got their start sending telegrams. But they discontinued that service in 2006.

For a short time they also operated in the long distance phone, cell phone and business communications industries.

Their focus now, and for nearly the past century, is on person-to-person money transfers, money orders and business payments.

To fund your casino account you’ll be using their person-to-person money transfers.

How to Use Western Union

Making a deposit with Western Union is a simple, albeit slow process. There are more steps involved compared to depositing with a credit card, or even a bank wire.

Here’s how you do it:

  • Contact the casino. You need to get details from them, including their company name, address, phone number, etc. You also need to know who is picking up the funds, so that Western Union doesn’t give your money to the wrong person.
  • Take this information to your local Western Union office. You’ll need to fill out a form with the details from the casino. Then take this to the cashier, give them the money you want to transfer and their fee, and they’ll take care of the rest.
  • You’ll be given a number. Send this to the casino. This is another measure to ensure that the right people pick up the funds.


You can also try Western Union online.

What Will Western Union Cost You?

The fees will depend on how much you’re sending. You should expect to pay between $5 and $100.

However, if you plan to deposit $200-$300, or more, you might ask the casino if they offer any deals. Sometimes they will cover the fees if you deposit enough money. You just need to find out how much that is.

If you have a Western Union debit card, maintenance fees will cost you $5/month.

The fees for withdrawals will vary. Expect to pay $40-$50 (or less) per withdrawal.

Why You Should Use Money Transfers

Using Western Union, or any money transfer service, is a good idea for the following reasons:

Reason #1 - Your bank isn’t involved. They won’t know that you’re sending money to an online casinos, even if you’re using your debit card at Western Union. They won’t care. This all but eliminates the risk of having your (bank) account investigated or closed for funding online gambling.

Reason #2 – You can use Western Union for withdrawals. Sure, there are fees, but they are smaller compared to many check or wire fees. You get you money faster, too, which ought to count for something.

Reason #3 – You avoid complications. By that I mean you avoid declines. Banks aren’t supposed to process your transactions to/from poker sites. Even in legal states many banks have chosen to continue their ban on internet gambling. Money transfers avoid this mess.

Money Transfer FAQs

Here are some questions and answers about using Western Union to fund your account.

How long will it take for my money to hit my (casino) account?

It will take between 1-5 hours. However, that also depends on which option you choose (speed of delivery) when you make the transfer.

What is this email I got from Western Union that says I’m owed millions from an Egyptian King? Apparently he’s a cousin of mine…

Those emails are scams, and are common nowadays. The idea is that they will send you a check, and in return, you send them a fraction of the money back via Western Union. By the time the check bounces (and it will), the money will be long gone from your account. The worse part? You’ll be responsible for paying your bank back.

I live in New Jersey. Western Union is not an option for the legal poker / casino sites in the state. Is there an alternative?

Yes. You can use PayNearMe. Just visit your local 7-11, Family Dollar or Ace Cash Express, and give them your money along with your PayNearMe card. They will tell the casino you paid, and give you a receipt.

This is a newer option, so I recommend contacting the casino first to see if there are any special instructions you need to follow before sending your money.