Real Money Mastercard Casinos

American players need safe, reliable options. This includes everything from the casino you join to the banking methods you use.

This is especially true for players that join offshore casinos that aren’t operated and/or regulated in the United States. You need every bit of assurance that you can get.

One such banking options is MasterCard, a well-known brand in America.

MasterCard is a company that brands and distributes cards to banks, credit unions and other financial institutions.

But they don’t extend credit themselves. That’s up to the banks. They do process the payments though, between the banks of the merchants (think stores like Safeway, Wal-Mart or Sears), and the card issuing banks (think PayPal, Wells Fargo or Bank of America).

They’re a trustworthy banking options, and are an excellent choice for US players due to being widely accepted, having high/fast approval rates and their convenience.

Chances are that you already have a MasterCard in your wallet right now. With that being the case, you’ll find our top MasterCard casinos below. Take your pick and join today, or to learn more about gambling with MasterCard, read on below.

Depositing & Withdrawing With MasterCard (Their Limitations)

Depositing with MasterCard is simple. Plug in your numbers, expiration date and how much you want to deposit, then hit submit. If you’ve ever shopped online before it’ll be a cinch.

How much you’re able to deposit will depend on the casino. Here are a couple of examples:

  • BetOnline: $50 min / $1,000 max per day
  • Carbon Casino: $25 min / $1,000 max per day / $6,000 max per month


You can expect similar limits at other US casinos.

Sorry, Not For Withdrawals

Americans cannot use MasterCard for withdrawals. But you can use one of the following options instead:

  • Paper Check – These will take 4-6 weeks.
  • Wire – Bank wires can take up to 10 days.
  • Money Transfer – Examples include Western Union and MoneyGram.
  • E-wallet – Examples include Skrill, and is only available to players in Nevada, New Jersey and Delaware.


Before you can withdraw your winnings, the casino will ask for verification. You’ll need to send in your ID and 1-2 utility bills. They ask for verification to ensure you are you, and that you’re playing on their site legally (of age and location).

Legal US Gambling + MasterCard: What You Need to Know

Even though online gambling is legal in select states, players are still having a hard time making their deposits.

It’s not Visa or MasterCard’s fault though (apparently they signed off on it).

It has everything to do with the banks in those states – your bank(s). Many banks have decided to continue banning online gambling transactions. This includes Bank of America, Wells Fargo and American Express.

What can you use instead. Consider one of these options:

  • Bank Transfers – The banks accepting transfers include: Banks like Bank of America, Chase, Suntrust, US bank and PNC.
  • ACH (eChecks)
  • In Person – Go to the casino you want to play at online and make your deposit at the cashiers’ cage.
  • Check by Mail – Snail mail has a slow, but high success rate.
  • Skrill – This has a high success rate.
  • PayNearMe – This is similar to Western Union or MoneyGram. PayNearMe has a high success rate, and is known to be accepted by Ultimate Poker (in New Jersey).


As more states legalize online gambling, I expect more banking methods to be available, and more leniency from banks issuing MasterCard.

“For Everything Else, There’s MasterCard”

Can’t find a casino that will take your MasterCard? That’s ok – you just need to think outside the box. Here are some other ways to use your credit/debit card:

Prepaid / Gift Cards – You can buy these in most department, grocery and convenience stores. They have limits that fit any budget. For the best results pick up a Visa branded card.

Player Transfer – If allowed, you can make a player to player transfer. First, send your friend a payment using your MasterCard (or bank wire). Second, have your friend ship you funds through the casino.

Apps & Games – You can use your MasterCard to buy a casino related app or game for your phone, tablet or game system. You won’t be able to play for real money, though.

Card Games – Take your card to the ATM and grab some cash. Use this cash to play at your local casino, card room or to fund your next home poker game.

Amazon – Shop online at Amazon for home game supplies (cards, chips, tables, etc), buy a mini slot machine, or books that cover casino game rules, strategies and biographies.

If you absolutely have to play online for real money (and who can blame you?), another suggestion is to get a Visa branded card by applying for a new bank account or credit card.