Online Casinos Accepting Prepaid Cards

What do you do when your MasterCard is declined? When you don’t own a Visa? When you don’t want to use bank wires, and money transfers aren’t an option?

You get a prepaid debit card.

A prepaid card is a card that you buy from a store, while at the same time loading it with funds that you want to spend. This is a good alternative if other forms of plastic are not an option, or if you’re a cash only type of person. Prepaid cards will give you the plastic power you need to fund your casino account.

However, beware that not all online casinos accept prepaid cards. We’ve listed the best ones that do below, and more about why and how to use them further down the page.

Note: If you cannot find a casino that accepts prepaid cards, another option is to use them to fund your account in person (in a legal state), or to purchase a money transfer from options like Western Union or MoneyGram.

Prepaid Cards: The Ups & Downs

Is a prepaid card right for you? Like any banking method, they have their pros and cons. Read about them below, and use them to make an informed decision.

The Benefits

Why use a prepaid card for online gambling?

Reason #1 – Your bank. Most banks shy away from gambling transactions, if not ban them altogether. By using a prepaid card you leave your bank in the dark, which also reduces your chances of being declined, not to mention having your account closed.

Reason #2 – Privacy. Perhaps your significant other doesn’t like you gambling. Perhaps, for whatever reason, someone is going to audit your bank account. Whatever the case, a prepaid card gives you some privacy from snooping eyes.

Reason #3 – Budget your gambling funds. Prepaid cards are a great way to set a daily/weekly/monthly budget for your entertainment funds. When you run out, you’re out. This will help prevent you chasing your losses if you’re the type of person to hit the ATM up after each loss..

Reason #4 – Prepaid cards are available everywhere. All stores carry them. You can buy them online, too. And you don’t need a bank account or ID to get one.

The Downsides

There are downsides to consider, too.

Reasons #1 – No recourse if your card is lost or stolen. These aren’t like bank cards where you can have them shut off and replaced. There isn’t much ‘protection’ either. If you lose your card, you’re screwed.

Reason #2 – Fees. There is a fee to load the card, use it and/or on a monthly basis as a ‘maintenance’ cost.

Reason #3 – Limits. Most prepaid cards I’ve seen have limits of $100-$500. You’ll have to buy multiple cards if you want to deposit more, which also increases your chances of losing one.

What do you think? Do the downsides outweigh the upsides?

I don’t think so.

So long as you don’t lose your card, the other downsides are small costs for being able to load your account. They sure beat multiple declines or account closures.

Where to Buy Prepaid Cards

Prepaid cards aren’t hard to come by; there are several stores that sell them.

Here is a small list to get you started:

  • Safeway
  • Rite-Aid
  • Walgreens
  • Wal-Mart
  • Texaco
  • Shell
  • Your bank
  • Online
  • CVS
  • K-Mart
  • Kroger
  • Costco
  • Fred Myer
  • Shopko

 

I recommend buying a Visa, MasterCard or American Express branded card, in that order. GreenDot MoneyPak cards are good, too.

Prepaid Card FAQs

Here are some answers to questions we’ve received about gambling with prepaid cards.

Can I still have the deposit bonus?

Yes. A prepaid card is viewed no differently than a debit or credit card. You’ll still be eligible for the deposit bonus (and any other promotion).

How do I make a deposit?

The same way you would using a debit/credit card.

  • Go to the cashier.
  • Click the prepaid, Visa, MasterCard or Amex option.
  • Enter your card number.
  • Enter an expiration date (if applicable).
  • Enter the 3-digit code on the back (if applicable).
  • Enter how much you want to deposit.
  • Click submit.

 

Your funds should be available within minutes, assuming the transaction is approved.

What do I do if my prepaid card is declined?

Try the card again – maybe you entered the number or date wrong.

Next, contact support and see if they will run the card manually.

If that doesn’t work, contact support and ask what your best options are. You might need to try a different card, a money transfer or a bank wire.

Can prepaid cards be used for withdrawals?

No. Americans cannot use any credit/debit card for withdrawals. Instead, you’ll need to request a paper check, wire or money transfer. E-wallets are available in select (legal) states.

Do you have a prepaid gambling question? Send us an email and let us know.